Attention homeowners: Real estate appraisal services for in West Babylon and Suffolk County

Here are the top seven reasons why NY homeowners order from Special Appraisal Services:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to cut your mortgage payments
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Settle an estate in NY by determining the true market value of property in question

Own a home in or near West Babylon, NY and need help deciding the price of it?
Contact Special Appraisal Services.

At Special Appraisal Services, we understand the special needs of a homeowner in need of appraisal services. Our typical business clients get the appraisal process and the customary "products" we deliver to them. But as a consumer,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Special Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value estimation than yours.

Appraisals to remove PMI

A preferred money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. Special Appraisal Services is seasoned in helping folks just like you do away with unneeded PMI insurance.

Challenging Suffolk county's assessment of your property

Lets say your house is not appreciating as much as other houses close by -- your local tax assessor may have your home overvalued. That means you are going to pay more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Special Appraisal Services is your number one weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your home is in or near a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Special Appraisal Services can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you'd like to have a seasoned professional double-check it for verity or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Special Appraisal Services can help with that too. Even though this is typically requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your house.